Defined Contribution Plans Defined contribution plans—401(k), 403(b) and profit sharing plans—help many investors save for retirement today.Today, we are living longer, living healthier and leading more active retirements. This means investors will need to stretch their retirement benefits over a longer period of time than ever before. Yet many people lack the knowledge, time and confidence to plan and invest appropriately. At Sheehy & Molinelli, we understand the dynamics of today’s retirement plan market. We believe that providing a quality retirement plan for your employees requires a knowledgeable investment provider, along with smart plan design, excellent administrative support and effective participant education.Employees are looking to their employers for financial guidance. We can help you provide that guidance through a variety of retirement plan strategies for plan sponsors and participants. The Accredited Investment Fiduciary Advantage The AIF designation represents a thorough knowledge of the fiduciary standard and its application by financial services firms through the implementation of “best practices” for investment policy and procedures. With all the rules and regulations encapsulating the retirement industry, a plan sponsor's need for fiduciary services is critical to make sure they are delivering a quality standard of care to their employees.